Secure Personal Information With Identity Theft Protection

According to statistics by the Javelin Strategy & Research Center, ID Theft is on the rise with over 10 million identity theft victims affected in 2009. Anyone is open to attack and the results can be devastating: destroy your credit rating, stolen funds, and repaying debt you didn’t create. To safeguard yourself, you must have identity theft protection that keeps your personal information safe and sound.

 Keep Your Identity Under Lock And Key

Personal information like your social security number (SSN), date of birth, account numbers, passwords are the kind that thieves seek. Keeping them locked in a secure spot at home or in a safe deposit box at the bank are ways to prevent identity theft. Documents like passports, birth certificates, and credit reports should be locked up when not in use.

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Beware Of Talking On The Phone

Legitimate companies will not ask you to divulge account numbers or passwords over the phone. Never give out data that is sensitive in nature, unless you initiated the call. Beware of scams that portray to be representatives of organizations you deal with.

Don’t make purchases over the phone with a credit card and beware of prying ears while in public. Identity theft protection means being skeptical of any company that calls wanting information and unsecured cell phone lines.

Protect Your Mail From Being Stolen

People often let their guard down and are less careful when it comes to their homes. Statistics show that identity thieves often use it as a primary target. They will steal your outgoing and incoming mail if left unlocked or unattended.

For identity protection, never leave bills or checks inside in your mailbox, but take them directly to the post office. Know your delivery schedule and take your mail out of your home box as soon as possible after it is delivered. Always put a stop on mail delivery when you are on vacation.

Dispose Of Documents By Shredding

A paper shredder may be one of the best investments you can make for identity theft protection. Purchase a cross-cut shredder that shreds paper into confetti instead of long strips. All bank account statements, credit card bills and other personal information should be sent through this device before making their way to your trash bin. Tear documents into small pieces if you don’t have a shredder.

Check Your Credit Report

Overseeing your credit report is an important part to stop identity theft. You are looking for unauthorized changes and accounts you didn’t open. By law, you have the right to receive and review one free report every year from the 3 major credit bureaus: Equifax, Experian, and TransUnion. For a monthly fee, a credit monitoring service will alert you to unusual activity right away – allowing you to protect yourself from identity theft in the early stages.

Check Out This Funny And Informative Video

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Use Identity Theft Protection Services

Though they are not required, a monitoring service can provide a layer of extra security that is unmatched. Peace of mind can come from knowing that identity theft companies such as TrustedID are watching your back at all times. It acts as a layer of defense that will assist you with recovery paperwork and fraud alerts or credit freezes.

Cleaning up the mess left by identity thieves and restoring your good credit can cost you a lot of time and money. Identity theft protection requires a consumer to be savvy to the methods in which thieves obtain personal information.